An executive order signed September 29, 2026 directs federal agencies to bring online services that serve more than 100,000 users in a 12-month period into America.gov, a single entry point that uses Login.gov to sign people in. IRS tax filing is excluded from the order, along with national-security-sensitive services of the Department of War and the Intelligence Community. The White House fact sheet that accompanies the order names Medicare enrollment and passport renewal among the services the portal is meant to cover.
A 100,000-user line decides which services are covered
The executive order defines covered services as “public-facing Federal services that serve more than 100,000 users in a 12-month period and can be accessed or applied for online.” Two tests apply together: the service must reach more than 100,000 users in a year, and it must be something a person can reach or apply for on the internet. A program that fails either one falls outside the definition.
The order leaves the list of covered services to the agencies. Agency heads have 90 days to identify which of their services meet the definition, and the Director of the Office of Management and Budget has 90 days to issue an implementation memorandum. Counted from the September 29 signing, that window closes on December 28, 2026. The Director is also authorized to determine additional exclusions, so the carve-outs named in the order are not necessarily the final set.
Medicare enrollment is named and IRS tax filing is carved out
The White House fact sheet describes America.gov as “a secure, intelligent, and service-oriented single point of entry.” It lists passport renewal and Medicare enrollment as services that fit the model, and it states the exclusions in one sentence: “Tax filing services provided by the Internal Revenue Service and national-security-sensitive services provided by the Department of War and the Intelligence Community are excluded.”
The exemption is specific to tax filing. The order and fact sheet do not say that other Treasury or IRS functions are outside the definition, and neither says how an IRS online account would relate to the new portal. What the documents establish is narrower: tax filing services provided by the IRS are excluded, while Medicare enrollment is named by the fact sheet as the kind of service the portal is built for, once the agency in charge identifies it as covered.
Login.gov becomes the sign-in system
The order names the General Services Administrator, working with the OMB Director and the National Design Studio Administrator, to establish and operate America.gov, and it directs agencies to complete integration with Login.gov. Login.gov is run by the General Services Administration through its Technology Transformation Services office. According to Login.gov’s own overview, a user signs in with two pieces of information, a password and an authentication method such as a one-time code sent to a phone or an authentication app.
Login.gov also says some agencies need more than that. For those services, an agency may ask a user to “electronically submit additional documents,” such as a picture of a photo ID or a picture of the person. The overview names USAJOBS and Global Entry as current uses. It does not state whether the identity checks required for Medicare or other benefit services will match those two, and the order does not say either.
No switchover date for any single service
Neither document gives a date on which a particular service moves behind the login. The order’s 90-day clocks govern identification and the OMB memorandum, not the moment a benefit service begins requiring a Login.gov account. Until the agencies publish their lists, the only firm points are the threshold, the three named exclusions and the 90-day deadlines.
The administration’s stated reason is the volume of paperwork. The fact sheet says “Americans spend around 10 billion hours each year dealing with federal paperwork,” and the order states that America.gov “will enable the Federal Government to do its own paperwork” rather than requiring citizens to navigate multiple agency websites. The documents describe the change as a convenience measure, and neither mentions a fee for the portal.
Both documents are dated September 29, 2026. The order’s own text sets the threshold at “more than 100,000 users in a 12-month period” and lists tax filing services provided by the IRS as excluded, and the agencies’ lists of covered services are still to come.
Keeping identity details out of the wrong hands
Any online account tied to identity details can become a target for impostor scams and account takeovers, and a new sign-in portal adds one more account to protect. The Senior Fraud Defense & First-Hour Recovery Kit is written for older adults who want a plan ready for the day a scam or identity theft does reach them.
The Senior Fraud Defense & First-Hour Recovery Kit includes the family code word, the free credit-freeze steps and a first-hour recovery plan, laid out so each step can be completed in order.
This article was drafted with AI assistance from the cited official sources and checked against them before publication.
David M. Keller is a finance writer based in Columbus, Ohio, covering personal finance and consumer-focused economic topics. He earned his degree in journalism from Ohio University and began his career reporting on local business and economic trends for a regional media outlet. Since then, he has contributed to a variety of online publications, focusing on clear, practical coverage of topics such as cost of living, debt, and everyday financial decision-making.
