a man laying in a bed with a cast on his arm

The VA just added hypertension, MGUS, male breast cancer, urethral cancer, and paraurethral cancer to the PACT Act presumptive list — veterans with those diagnoses skip the exposure-proof step

Veterans diagnosed with hypertension, monoclonal gammopathy of undetermined significance (MGUS), male breast cancer, urethral cancer, or cancer of the paraurethral glands can now file for service-connected benefits without assembling individual proof of toxic exposure during deployment. The Department of Veterans Affairs added all five conditions to its PACT Act presumptive list, shifting the burden of…

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CMS comments close June 15 on a rule forcing Medicare drug plans to approve prior authorization within 72 hours — 24 hours for urgent requests

Millions of people enrolled in Medicare Advantage, Medicaid, CHIP, and federal marketplace plans could see drug prior authorization decisions arrive days faster under a proposed federal rule now open for public comment until June 15, 2026. The Centers for Medicare & Medicaid Services (CMS) wants to require health plans to approve or deny standard drug…

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CMS just opened 14 days for comment on a rule forcing Medicare drug plans to approve prior authorization within 72 hours — 24 hours urgent — before comments close June 15

A cancer patient waiting on chemotherapy approval. A diabetic whose insulin switch sits in a queue. A psychiatrist watching a patient destabilize while paperwork bounces between a clinic and an insurer’s review desk. These are not hypotheticals. According to the American Medical Association’s 2024 Prior Authorization Physician Survey, 94% of physicians say prior authorization delays…

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The 2026 Medicare Part D out-of-pocket cap is $2,100 — once a beneficiary hits the limit, they pay $0 for every covered drug for the rest of the year

A Medicare beneficiary filling a specialty cancer prescription that costs $15,000 a year will, at some point in 2026, walk up to the pharmacy counter and owe nothing. Not a reduced copay. Not a percentage of the list price. Zero. That moment arrives when their qualifying out-of-pocket spending on covered Part D drugs crosses $2,100…

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Tax Form 1040 with Medical Items

The 2026 IRMAA cliff adds $74.40 a month to Medicare Part B premiums the moment single filers cross $109,000 of income — and the lookback uses your 2024 tax return

A retired teacher in suburban Ohio who reported $108,900 of modified adjusted gross income on her 2024 tax return will pay $202.90 a month for Medicare Part B in 2026. Her former colleague down the street, who reported $109,100 after a modest Roth IRA conversion, will pay $284.10. That $200 gap in annual income triggers…

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Doctor writing medical instructions

CMS just opened the public comment window on a rule forcing Medicare drug plans to approve prior authorization within 72 hours — and 24 hours for urgent requests — comments close June 15

When a Medicare patient’s doctor prescribes a new medication that requires prior authorization, the insurance plan has to decide whether it will pay before the patient can fill the prescription. That review can drag on for days. Treatment stalls. Some patients pay out of pocket. Others switch to a less effective drug or stop pursuing…

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The 2027 Social Security COLA forecast just climbed to 3.9% — but the $15.70 Medicare Part B premium increase already projected will eat roughly a third of it

For the roughly 15 million retirees collecting Social Security checks of $1,200 a month or less, a 3.9 percent cost-of-living adjustment in 2027 would add about $47 to their monthly payment. That sounds like relief until the other side of the ledger comes into focus: Medicare Part B premiums are projected to rise by $15.70…

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Senior woman on a phone call at home

Scammers are posing as Medicare fraud investigators and asking seniors to “verify” their numbers by phone — real Medicare never calls to verify anything

The voice on the line sounds official. The caller identifies himself as a Medicare fraud investigator, recites a case number, and warns that suspicious charges have appeared on the beneficiary’s account. To “secure” it, he asks the person to read back the Medicare Beneficiary Identifier printed on their card. The caller ID even shows a…

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A healthy 65-year-old couple now faces about $345,000 in out-of-pocket health costs across retirement — and Fidelity’s estimate excludes long-term care and nursing home entirely

Picture a couple, both 65, both in good health, retiring this year with solid savings and Medicare cards in hand. According to Fidelity Investments, they should still expect to spend roughly $345,000 of their own money on health care before they die. That figure, drawn from Fidelity’s closely watched annual Retiree Health Care Cost Estimate,…

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Medicare’s IRMAA surcharge adds about $900 a year to Part B premiums above $109,000 in retirement income — but one-time events like a home sale can be appealed with Form SSA-44

A retired teacher in suburban Phoenix sells the house she bought in 1987, pockets a six-figure gain, and moves into a smaller condo. Two years later, her Medicare Part B premium jumps by nearly $1,000 for the year. She has not gone back to work. Her pension has not changed. The only thing different on…

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