David Keller

David M. Keller is a finance writer based in Columbus, Ohio, covering personal finance and consumer-focused economic topics. He earned his degree in journalism from Ohio University and began his career reporting on local business and economic trends for a regional media outlet. Since then, he has contributed to a variety of online publications, focusing on clear, practical coverage of topics such as cost of living, debt, and everyday financial decision-making.

Financial advisor consulting diverse young family couple about deal

Adding a child to your home’s deed can trigger tax and creditor risk

upload — uploaded: true wp_post_id: 147324 wp_status: future scheduled_local: “2026-08-07T17:00:00” scheduled_gmt: “2026-08-07T22:00:00” featured_media: 147410 image_source_url: “https://upload.wikimedia.org/wikipedia/commons/thumb/e/e9/Deed_of_Surrender_of_Thetford_Priory_1540_%28E322-240%29_%2841772369784%29.jpg/3840px-Deed_of_Surrender_of_Thetford_Priory_1540_%28E322-240%29_%2841772369784%29.jpg?utm_source=commons.wikimedia.org&utm_campaign=imageinfo&utm_content=thumbnail” image_license: “No restrictions” image_commons_title: “File:Deed of Surrender of Thetford Priory 1540 (E322-240) (41772369784).jpg” title_integrity: PASS wp_author_id: 25 — Putting an adult child’s name on the deed of the family home is one of the most common estate moves older…

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man holding his chin facing laptop computer

The beneficiary named on an account overrides your will, and an outdated one can send money to the wrong person

A carefully written will can spell out exactly who should inherit a family’s retirement accounts and insurance — and be completely powerless to make it happen. On those particular assets, a separate form filed years earlier, often forgotten, controls where the money goes. For older Americans whose largest holdings sit in retirement plans and insurance…

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Elderly man with glasses resting chin on hands.

Timeshare “exit” companies take large upfront fees from older owners and often deliver nothing

Rising maintenance fees on a timeshare wear owners down, and many retirees eventually decide they want out. That fatigue has created a market for companies promising to make the contract disappear, for a price paid upfront. Too often, the fee is collected, the promised exit never materializes, and the owner is left still bound to…

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an old woman using a laptop

A cloned voice crying that a grandchild is in jail is pushing older Americans to wire bail money

The call sounds exactly like a grandchild. The voice is frightened, maybe crying, and the story pours out fast: an arrest, a car accident, trouble in another country, and a desperate plea for money before anyone else finds out. For a grandparent, the instinct to help is overwhelming. That instinct is precisely what the newest…

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