Serious diverse couple using laptop sitting on couch discussing bills and finances in living room

Down-payment-assistance programs nationwide just hit a record 2,624 — up from 2,373 a year ago — offering an average $18,000 benefit to qualifying first-time and moderate-income buyers

A first-time buyer in Sunnyvale, California, earning the area median income faces a median home price well above $1 million. In Greenville, North Carolina, the sticker price is lower, but scraping together a 3% to 5% down payment on top of closing costs, inspections, and moving expenses can still feel like climbing a wall. Both…

Read More
Couple looking each other while holding keys

First-time homebuyers are now putting down a median 10% — the highest in nearly 40 years — and saving for it takes the average buyer 7 years

A couple starting to save for their first home today, earning the national median income and setting aside money at the average American savings rate, will not have enough for a down payment until 2033. That is the core finding of a May 2025 analysis from Realtor.com: seven years of disciplined saving to reach a…

Read More
Modern apartment building or house with palm trees at Miami Generative Ai

Apartment rents have flattened nationwide after a record wave of new construction — the first real break for renters in five years

A one-bedroom apartment in Austin, Texas, that rented for $1,450 a month in the summer of 2023 can now be found for closer to $1,300, often with a month or two of free rent thrown in. Across the country, the story is similar in scale if not in specifics: after five years of relentless increases,…

Read More
Home For Sale Real Estate Sign In Front of House isolated with white highlights

Renting now beats buying by more than $12,000 a year on the typical home — the widest buy-versus-rent gap on record

For the first time in the history of federal housing surveys, renting the typical American home costs more than $12,000 a year less than buying it. That record gap, confirmed in the Census Bureau’s first-quarter 2026 Housing Vacancies and Homeownership survey, has upended a bedrock assumption of middle-class financial planning: that owning almost always beats…

Read More
paralitik/Unsplash

Apartment rents slip nationally as new supply finally eases pressure on tenants

National apartment rents have started to move in the other direction after years of relentless increases, giving tenants some long-awaited leverage. The shift is modest, but it matters. After rent spikes helped drive household stress and keep inflation stubborn, a softer market is finally emerging as thousands of newly completed apartments reach lease-up at the…

Read More