84% of cardholders who asked for a lower credit card rate got one last year, cutting their APR about 6 points
Cardholders who picked up the phone and asked their credit card issuer for a lower interest rate had remarkably good odds of success last year, with a prior-year survey wave recording an 83% approval rate. That figure has since dropped, but the core finding holds: most people who request a rate cut still get one,…