Warren Cohen

Warren Cohen is a finance writer based in Phoenix, Arizona, covering personal finance topics including credit, banking, and beginner investing. He earned his degree in business administration from Arizona State University and began his career working in consumer finance, where he gained direct experience with lending and credit systems. He now writes for personal finance websites and fintech platforms, focusing on clear, practical content that helps readers make informed financial decisions.

FBI officers crime investigation crime search

Americans lost a record $20.9 billion to online crime last year, the FBI says

The FBI recorded more than one million online crime complaints last year, with total losses reaching $20.9 billion, a figure that dwarfs the prior year’s tally of more than $16 billion. The jump of roughly 149,000 additional complaints, from 859,532 to 1,008,597, raises a pointed question: are Americans actually being victimized at a faster rate,…

Read More
Two men shaking hands over a house model and keys.

The average 30-year mortgage eased to 6.43%, a seven-week low

Homebuyers and refinance candidates caught a modest break this week as the average 30-year fixed mortgage rate slipped to 6.43%, its lowest reading in seven weeks. The decline, recorded in Freddie Mac’s Primary Mortgage Market Survey, arrives while housing affordability remains stretched and prospective sellers sit on the sidelines guarding lower locked-in rates. Whether this…

Read More
A man sitting at a desk using a laptop computer

Overdraft fees are quietly climbing back toward $27, and you can still refuse them

Bank customers who overdraw their checking accounts are once again facing fees that have crept back toward pre-reform levels, with many institutions charging close to $27 per incident. That upward drift follows President Trump’s signing of a congressional resolution that overturned the Biden-era overdraft fee cap, removing a key federal price constraint. Yet a separate,…

Read More
a walmart store with a car parked in front of it

Walmart will pay $100 million to settle FTC claims it misled its Spark delivery drivers on pay

Hundreds of thousands of gig workers who delivered groceries and packages through Walmart’s Spark Driver app will share up to $79 million after the company agreed to a $100 million judgment resolving federal and state charges that it inflated the pay figures drivers saw before accepting delivery offers. The settlement, entered on March 3, 2026,…

Read More