Warren Cohen

Warren Cohen is a finance writer based in Phoenix, Arizona, covering personal finance topics including credit, banking, and beginner investing. He earned his degree in business administration from Arizona State University and began his career working in consumer finance, where he gained direct experience with lending and credit systems. He now writes for personal finance websites and fintech platforms, focusing on clear, practical content that helps readers make informed financial decisions.

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Medicare’s standard Part B premium is projected to reach $218.60 in 2027, about $15 a month more than today

Medicare beneficiaries already paying $202.90 a month for Part B coverage in 2026 face another increase next year. The standard monthly premium is projected to hit $218.60 in 2027, a jump of roughly $15.70, according to intermediate estimates published in the 2025 Medicare Trustees Report. The annual Part B deductible is also expected to rise,…

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Higher earners will owe Medicare’s IRMAA surcharge in 2027 once 2025 income tops $111,000 single or $222,000 jointly

Medicare beneficiaries with modified adjusted gross income above $111,000 for single filers or $222,000 for joint filers in tax year 2025 will pay higher Part B premiums in 2027 through the income-related monthly adjustment amount, known as IRMAA. The surcharge follows a fixed two-year lookback rule written into federal law, meaning financial decisions made this…

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Banks can no longer drop customers over “reputation risk” under the FDIC’s debanking rule

Businesses in firearms, cryptocurrency, adult entertainment, and other politically sensitive sectors have long reported losing bank accounts without clear explanation. Federal regulators just shut down the mechanism that made those closures possible. The Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) adopted a final rule that bars examiners…

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More than half of group-stage World Cup matches have seen ticket prices fall 20% or more, with some resale seats near $157

Fans hoping to attend 2026 World Cup group-stage matches are finding a buyer’s market on FIFA’s official resale platform, where more than half of those early-round games have seen listed ticket prices drop 20 percent or more from their original sale levels. Some resale seats have appeared near $157, a sharp contrast to the tournament’s…

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Employers cut 38,242 tech jobs in May, the sector’s worst month in nearly two years, with AI behind nearly 40% of all U.S. layoffs

Tech workers absorbed the sharpest single-month blow since mid-2024 as employers eliminated 38,242 positions across the sector in May 2026. Artificial intelligence was cited as the driving force behind nearly 40 percent of all U.S. layoffs announced during the month, according to company disclosures and workforce tracking data. Cisco Systems and Block are among the…

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The 2027 Social Security raise forecast has climbed to between 3.9% and 4.2%, about $81 more a month for the average retiree

Retirees collecting Social Security could see their monthly checks grow by roughly $81 starting in January 2027, based on early cost-of-living adjustment projections that have climbed into the 3.9% to 4.2% range. The increase would represent a sharp jump from the 2.8% COLA that took effect for benefits payable in January 2026. Surging gasoline prices…

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A non-working spouse can still fund a $7,500 IRA in 2026 as long as the couple files a joint return

Couples with a single income stream can double their retirement savings for 2026, even when one spouse earns nothing. The IRS set the individual retirement account contribution cap at $7,500 for 2026, or $8,600 for people age 50 and older, and a non-working spouse qualifies to contribute the full amount as long as the couple…

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