Warren Cohen

Warren Cohen is a finance writer based in Phoenix, Arizona, covering personal finance topics including credit, banking, and beginner investing. He earned his degree in business administration from Arizona State University and began his career working in consumer finance, where he gained direct experience with lending and credit systems. He now writes for personal finance websites and fintech platforms, focusing on clear, practical content that helps readers make informed financial decisions.

Man using smartphone at desk with laptop and charts.

“Fake job” recruiter texts are stealing real money from job seekers — up-front fees, crypto pay, and skipped interviews are the three FTC red flags

The text arrives mid-morning, from a number you don’t recognize: “Hi, are you interested in a remote position? $300/day, flexible hours.” If you’ve been job hunting for a while, your thumb hovers over the reply button. Don’t tap it. In the first half of 2024, Americans reported losing more than $220 million to job scams,…

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Sportsmans Warehouse at night in w:Hillsboro, Oregon. Former Bed Bath & Beyond location.

Sportsman’s Warehouse will pay up to $107 to customers whose card data was stolen in its 2024 breach — but the claim window closes June 19

Sportsman’s Warehouse customers who swiped a credit or debit card at the outdoor retailer in 2024 may have had their payment data stolen, and a settlement tied to the breach could put up to $107 in their hands. The catch: the filing deadline is June 19, and many eligible shoppers still have no idea they…

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Content mature businesswoman sitting in chair and using smartphone and credit card while transferring money online

The average bank’s domestic wire-transfer fee climbed to $35 and international wires to $50 — even as Zelle, RTP, and FedNow move the same money instantly for zero

Try to wire $400,000 to a title company for a home closing in June 2026 and the bank will tack on a fee that has barely budged since the Obama administration. Chase charges $25 for a domestic outgoing wire and $40 to $50 for an international send, according to its most recent published fee schedule….

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Hand Swiping Credit Card In Store. Female hands with credit card and bank terminal. Color image of a POS and credit cards.

The OCC’s new bank fee rule takes effect June 30 — your state can no longer cap the swipe fees banks charge, no matter what your legislature passed

Illinois restaurant owners spent months reprogramming point-of-sale terminals and renegotiating processing contracts, all to prepare for a state law that would have stopped banks from collecting swipe fees on the tax and tip portions of credit card transactions. That law was set to kick in on July 1, 2026. It will never apply to the…

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Family couple working from home

A property-tax appeal wins about 40% of the time — and most county assessors now accept comparable-sales photos through an online portal that takes 20 minutes

When a suburban Cook County, Illinois, homeowner opened his 2025 reassessment notice and saw an 18-percent jump with no changes to the property, he did what a growing number of taxpayers are doing: he logged into the county’s SmartFile portal, uploaded photos and sales data from three nearby houses, and submitted the whole thing in…

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Leisure of pensioners

Workers who delay Social Security from 67 to 70 lock in a permanent 24% larger check — yet most retirees still claim before their full retirement age hits

Every month a 67-year-old waits to file for Social Security, the government adds two-thirds of 1 percent to their benefit. That does not sound like much until you let it compound: three full years of patience, from 67 to 70, produces a check roughly 24 percent larger than the one available at full retirement age….

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Tax form 1040 US Individual Income Tax Return business finance concept

Backup withholding now hits 24% of every interest, dividend, or gig payment tied to a mismatched Social Security number — and the IRS holds the money until your next return

Open your payment dashboard from a gig platform or check your brokerage statement, and you might notice roughly a quarter of your earnings never showed up. No audit letter. No penalty notice. The money is already with the IRS, automatically siphoned because the Social Security number your payer has on file does not match what…

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Couple finance and documents with laptop on sofa for budget planning expenses or bills at home Man woman or paperwork with computer for mortgage payment cost or financial invoices at house

The new “above-the-line” charitable deduction lets non-itemizers write off up to $1,000 ($2,000 for couples) starting in 2026 — without touching the standard deduction

If you claim the standard deduction, every dollar you gave to charity over the past four years earned you exactly nothing at tax time. You could write a check to your church, fund a food bank, or send money after a hurricane, and the IRS treated it the same as if you had spent it…

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Businesswoman driving her car in the city

The 2026 IRS mileage rate climbed to 72.5 cents for business driving — letting anyone who drives for work deduct roughly $725 for every 1,000 miles logged

A rideshare driver logging 20,000 miles a year just picked up an extra $500 in tax deductions without changing a single route. That is the practical effect of the IRS raising its standard business mileage rate to 72.5 cents per mile for 2026, up 2.5 cents from the 2025 rate of 70 cents. The new…

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