Warren Cohen

Warren Cohen is a finance writer based in Phoenix, Arizona, covering personal finance topics including credit, banking, and beginner investing. He earned his degree in business administration from Arizona State University and began his career working in consumer finance, where he gained direct experience with lending and credit systems. He now writes for personal finance websites and fintech platforms, focusing on clear, practical content that helps readers make informed financial decisions.

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Social Security’s 2027 COLA remains unofficial until October as CPI-W data develops

Every summer estimate of the next Social Security increase is built before the formula has all of its inputs. The official 2027 adjustment will emerge from a defined inflation comparison, and Social Security has not announced the result. SSA has set the announcement month, not the percentage The Social Security Administration’s current COLA page says…

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Unmarried filers 65 and older who are not surviving spouses get a $2,050 standard-deduction boost for 2026

The age-based addition to the standard deduction is not one amount for every taxpayer over 65. Filing status determines whether the 2026 increment is $2,050 or the lower general aged-or-blind amount, making one line on the return more consequential than the headline number alone. The IRS ties $2,050 to an exact filing-status test Revenue Procedure…

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Authorized wire and payment-app transfers usually lack a credit card’s chargeback rights

A scammer’s preferred payment method is often the one that turns deception into an authorized instruction. Once a victim deliberately presses send, the recovery framework can be far weaker than the dispute process attached to a credit card purchase. Authorization can survive even when the reason was a lie The Federal Trade Commission warns that…

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A 65-year-old’s straight-life pension is federally guaranteed up to $93,477 if the plan fails in 2026

A six-figure pension guarantee sounds like a universal federal promise until the table behind it is examined. The number applies to a particular age, payment form and plan termination year, and each qualifier can change the protected benefit. The 2026 table starts with $7,789.77 a month The Pension Benefit Guaranty Corporation lists a maximum monthly…

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Chad Davis from Minneapolis, United States - CC BY 2.0/Wiki Commons

UnitedHealth expects Medicare Advantage enrollment to fall by roughly 1.2 million in 2026

One of the country’s largest Medicare Advantage businesses entered 2026 expecting a sharp membership contraction. The change matters beyond a corporate scorecard because every departure from a plan reflects a household reconsidering premiums, benefits, doctors and drug coverage. The forecast was for 2026 enrollment, not a 2027 exit count UnitedHealth Group’s January outlook anticipated that…

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Comcast, 9/2016, pics by Mike Mozart of TheToyChannel and JeepersMedia on YouTube

Comcast data-breach claims are open now and pay up to $10,000 for documented losses

Comcast customers affected by the company’s 2023 data breach still have an open route to settlement money. The court-authorized administrator is accepting claims through September 14, and documented out-of-pocket loss plus lost-time claims can reach a combined cap of $10,000. A simpler cash option is available, but its estimated value is far smaller. The $10,000…

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Patients hit by the Onsite Mammography breach have until mid-August to file for payment

Patients affected by a medical-data incident have only a few days left to turn a breach notice into a settlement claim. The official Onsite Mammography administrator lists August 11 as the deadline. Available benefits include a pro rata cash payment, reimbursement for documented losses and monitoring designed for both credit and medical information. The incident…

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