The Texas Department of Housing and Community Affairs says two workforce housing developers held grand openings last week for apartment communities in Dallas and Fort Worth that provide “more than 700 affordable units” for working families. Fiji Lofts in Dallas has 174 units, and Wildwood Branch in Fort Worth has 280. The agency’s Oct. 21 announcement ties both to housing tax credits.
The two counts add up to 454 apartments. The agency’s figure of more than 700 covers the openings as a whole, and the release says Fiji Lofts is part three of a larger project that also includes senior living units and family-style townhomes next door. It does not give counts for those parts.
Anyone looking for a rent-restricted apartment in North Texas can use these two as a starting point, but the announcement does not list rents, income limits or the date either community opened. Those details are set by each property, and they decide whether a given household can lease a unit.
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What are Fiji Lofts and Wildwood Branch?
Fiji Lofts sits just south of downtown Dallas. TDHCA describes its 174 apartment homes as one- and two-bedroom units, and says the building has a covered parking garage, business and work spaces, a playground, a large lounging pool and a resident relaxation space with a view of the downtown skyline. Its next-door sister property is Sphinx at Fiji Senior.
Wildwood Branch is northwest of downtown Fort Worth, with a view of Lake Worth. TDHCA describes it as a rehabilitated community of 280 units with a sports court, a pool and rooftop solar that offsets electricity use and provides backup power during weather-related grid outages.
How much in tax credits stands behind them?
The announcement lists the credits for each piece. Fiji Lofts is a 2021 recipient of 4 percent housing tax credits, receiving nearly $2.4 million a year, about $24 million over the 10-year credit term. The senior property next door received 9 percent credits in 2008, worth about $1.2 million a year, or about $12 million over 10 years.
Wildwood Branch is a 2024 recipient of 4 percent credits, receiving $2.7 million in tax credits, an estimated $27 million over 10 years. Housing tax credits are a financing tool for developers, not a payment to renters, and the announcement does not describe any direct assistance for residents.
What decides whether a household can rent one?
TDHCA’s page on income and rent limits in supported properties explains the rules in general terms. Income limits are based on area median income and vary by household size, and the federal government releases new limits every year. The rent limit is a percentage of the income limit, varies by number of bedrooms and is not based on an individual household’s income.
Each property also has its own Land Use Restriction Agreement, and limits can differ for units with the same floor plan. Residents can expect possible annual income recertification, and the page notes that rent can rise even when a household’s income has not changed, because the limits track area incomes. The page lists no dollar limits and no 60 percent figure for Dallas or Tarrant County, and it advises asking the property manager for the current limits on a specific unit.
Where do people ask about a unit?
TDHCA lists Fiji Lofts at (214) 949-1769 and fijilofts.com, and Wildwood Branch at (844) 393-0627 and wildwoodbranch.com. The Fiji Lofts website says the community is now leasing and invites visitors to join an interest list. The Wildwood Branch website shows two-bedroom plans starting at $1,250 and three-bedroom plans starting at $1,300, and it does not state income limits.
For other parts of the state, TDHCA points renters to its Help for Texans directory and its Vacancy Clearinghouse database of reduced-rent apartments. The directory says TDHCA does not accept applications from individuals, and that providers listed may be at capacity.
Weighing a move from a house into a rent-restricted apartment?
A homeowner thinking about an income-limited apartment is also deciding what happens to the house: sell it, borrow against it or keep it. The sale is where a tax bill can show up, and a housing choice made without that number can cost real money.
“Cut Your House Costs” is an 11-page guide that compares home equity options from a HELOC to a reverse mortgage and explains selling without the tax, with up to $250,000 of profit excluded, or $500,000 for a couple. It also includes a home-cost audit worksheet for sizing up what the house costs to keep.
Get the sell-without-the-tax rules and the equity options comparison in Cut Your House Costs →
This article was produced with AI assistance and edited for accuracy against the sources linked above.
David M. Keller is a finance writer based in Columbus, Ohio, covering personal finance and consumer-focused economic topics. He earned his degree in journalism from Ohio University and began his career reporting on local business and economic trends for a regional media outlet. Since then, he has contributed to a variety of online publications, focusing on clear, practical coverage of topics such as cost of living, debt, and everyday financial decision-making.
