David Keller

David M. Keller is a finance writer based in Columbus, Ohio, covering personal finance and consumer-focused economic topics. He earned his degree in journalism from Ohio University and began his career reporting on local business and economic trends for a regional media outlet. Since then, he has contributed to a variety of online publications, focusing on clear, practical coverage of topics such as cost of living, debt, and everyday financial decision-making.

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VA finalized an estimated 5,900 benefit cuts on the grounds that its own earlier decision contained a clear and unmistakable error

VA finalized an estimated 5,900 benefit cuts on the ground that its own earlier decision contained a clear and unmistakable error, according to an August 31, 2026 report from the VA Office of Inspector General. Within the inspector general’s examination of adverse actions on service-connected disability compensation, those 5,900 rating decisions form the largest single…

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Veterans’ pension rates rise automatically with the Social Security raise, but the bill that lifts disability compensation on December 1 is still in committee

VA pension rates and the maximum rates of dependency and indemnity compensation for parents rise automatically each year with the Social Security cost-of-living adjustment, but VA disability compensation does not. The bills that would lift disability compensation effective December 1, 2026 remain in committee as of the official records read on October 4, 2026. Until…

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VA claims processors failed to give proper due process in an estimated 4,000 disability cases, its inspector general found

A VA inspector general report dated August 31, 2026 estimates that claims processors failed to give proper due process in about 4,000 cases in which the Department of Veterans Affairs reduced or ended service-connected disability compensation. The report is the Office of Inspector General’s review of how the Veterans Benefits Administration handles adverse actions, meaning…

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Medicare Advantage plans must publish the eligibility rules they wrote themselves for their extra benefits for the chronically ill from next year

A transparency requirement in the contract year 2027 Medicare Advantage and Part D final rule means plans must publicly post the eligibility criteria they develop themselves for certain extra benefits, starting with next year’s plans. The rule, announced by CMS on April 2, 2026, applies to the special supplemental benefits that plans offer to chronically…

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Social Security is taking comments until November 23 on merging two medical forms, one of which 760,420 disability claimants fill in each year

Social Security is taking public comments until November 23, 2026 on a proposal to fold two medical forms used in disability appeals into one. The Social Security Administration (SSA) would revise Form HA-4631, Claimant’s Recent Medical Treatment, to absorb Form HA-4632, Claimant’s Medications, so that a person who has asked for a hearing would report…

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Original Medicare now runs six private companies’ prior-authorization reviews in six states, covering services including skin substitutes, nerve stimulators and knee arthroscopy

Prior authorization is now running inside Original Medicare in six states. The CMS Innovation Center’s WISeR model began on January 1, 2026 in New Jersey, Ohio, Oklahoma, Texas, Arizona and Washington, and six private companies, one per state, review the requests. The reviews apply to services CMS says have been a source of fraud, waste…

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Connecticut, Delaware, Hawaii and Iowa each add Medicare Advantage plans for 2027 while California, Kansas, Colorado and Idaho lose them

Eight states sit on opposite sides of CMS’s 2027 Medicare Advantage ledger. Connecticut, Delaware, Hawaii and Iowa each have more plans next year than this year, while California, Kansas, Colorado and Idaho each have fewer, according to the state-by-state fact sheets CMS released on September 28, 2026. The gains are small and the losses larger,…

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Medicare Advantage enrollees, seniors whose Medicare premiums are paid by Medicaid, and those billed the income-related surcharge are shut out of the October payment

Medicare Advantage enrollees are shut out of the $90 Medicare Improvement Fund payment, along with people whose Part B premiums are paid by Medicaid and people billed the income-related monthly adjustment amount, or IRMAA. The Centers for Medicare & Medicaid Services set out all three exclusions in an FAQ dated October 3, 2026, a day…

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