The OCC’s bank-fee rule takes effect in 39 days — blocking any state from capping the swipe fees built into the price of everything you buy
Every time you tap your card at a grocery store, a gas pump, or a coffee counter, a slice of what you pay goes not to the merchant but to the bank that issued your card. In Illinois, a new state law was supposed to start shrinking that slice on July 1, 2026. With 39…