Warren Cohen

Warren Cohen is a finance writer based in Phoenix, Arizona, covering personal finance topics including credit, banking, and beginner investing. He earned his degree in business administration from Arizona State University and began his career working in consumer finance, where he gained direct experience with lending and credit systems. He now writes for personal finance websites and fintech platforms, focusing on clear, practical content that helps readers make informed financial decisions.

Latin couple watching a movie with laptop at home.

Netflix’s top plan now costs $26.99 a month after nearly every service raised prices — the typical four-app household now pays over $1,000 a year

A household subscribing to Netflix’s Premium plan, the Disney Bundle, Max, and one more streaming service now pays north of $1,000 a year for the privilege of watching TV without ads. That threshold, once unthinkable for cord-cutters, became reality this spring after Netflix raised U.S. prices across all three of its tiers in late March…

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Portrait of senior patient preparing for medical appointment in waiting area. Close up of retired woman sitting in facility reception room to do checkup appointment with physician.

401(k) millionaires hit a record 665,000 as markets climb — yet half of American workers still have less than $45,000 saved for retirement

A 55-year-old engineer in Dallas who started maxing out her 401(k) in her late twenties recently watched her balance cross seven figures. A 38-year-old warehouse worker in Ohio, employed by a company that offers no retirement plan, has $900 in a savings account and no investment portfolio at all. Both are real composites drawn from…

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Frustrated Retired Senior Woman Sitting On Sofa At Home Using Laptop

A 40-year-old earning $50,000 now pays about $2,000 more a year for ACA coverage — the enhanced subsidies that capped premiums expired in January

When open enrollment for 2026 marketplace plans began, millions of Americans who buy their own health insurance encountered a jarring reality: monthly premiums had spiked, sometimes by hundreds of dollars, even though nothing about their health or income had changed. The culprit was not a sudden surge in medical costs. It was the expiration of…

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seven brown eggs on tray

Egg prices have crashed back to about $2 a dozen as bird flu eases — a rare grocery win while beef and coffee keep setting records

A dozen large eggs at a Kroger in suburban Columbus, Ohio, rang up at $1.89 last week. A year ago, the same carton cost north of $4. Across the country, the national average for Grade A large eggs has dropped back toward $2 a dozen, according to the Bureau of Labor Statistics’ most recent retail…

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Two friends look at a phone after shopping.

Your “pay in 4” purchases now show up on your credit score — FICO’s new model counts buy-now-pay-later, and one late installment can cost you points

You split a $120 sneaker purchase into four biweekly payments, forgot about the third one, and moved on with your life. A year ago, that missed installment would have vanished into the void. Now it can show up on your credit report and chip away at the same FICO score a mortgage lender pulls when…

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FDIC seal in front of the headquarters building by the White House.

The FDIC’s new “debanking” rule takes effect in 18 days — after June 9, banks can no longer close your account over your political views

For years, business owners in legal but politically sensitive industries have described the same experience: a phone call or a letter from their bank, sometimes with little explanation, informing them that their accounts were being closed. Firearms dealers, cryptocurrency startups, adult entertainers, and advocacy groups on both ends of the political spectrum have reported being…

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Interracial coworkes read written request for production more goods, study resale price sit together on floor at home

Markets now price 98% odds the Fed holds rates June 17 — meaning your 6.6% mortgage and 21.5% credit card APR are locked through 2026

A homebuyer in Dallas putting 10 percent down on a $400,000 house this month will pay roughly $2,528 in principal and interest every month for the next 30 years. A nurse in Chicago carrying $5,000 on a variable-rate credit card will hand over about $1,075 in interest this year alone. And neither number is likely…

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Container ship while docking in genoa harbor

One-fifth of the world’s oil is now trapped behind the closed Strait of Hormuz — the largest supply shock on record, with gas at $4.51

The pump at a Wawa station outside Philadelphia read $4.51 on a Tuesday morning in late May 2026. Cars idled in a line that stretched past the lot and onto the access road, drivers checking phones, doing math, deciding whether to fill the tank or stop at half. Across the country, the same number glared…

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Donald Trump speaking at the 2013 Conservative Political Action Conference (CPAC) in National Harbor, Maryland. Please attribute to Gage Skidmore if used elsewhere.

Trump Accounts open this July — every baby born since 2025 gets a $1,000 federal seed, and parents can add $5,000 a year in S&P 500 index funds

Starting in July 2026, parents of roughly 5.4 million children will be eligible to open a new kind of federally funded investment account. Under a provision in the One Big Beautiful Bill Act, signed into law in 2025, the U.S. government deposits $1,000 into an account for every American baby born between January 1, 2025,…

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