Down-payment-assistance programs nationwide just hit a record 2,624 — up from 2,373 a year ago — offering an average $18,000 benefit to qualifying first-time and moderate-income buyers
A first-time buyer in Sunnyvale, California, earning the area median income faces a median home price well above $1 million. In Greenville, North Carolina, the sticker price is lower, but scraping together a 3% to 5% down payment on top of closing costs, inspections, and moving expenses can still feel like climbing a wall. Both…