Serious diverse couple using laptop sitting on couch discussing bills and finances in living room

Down-payment-assistance programs nationwide just hit a record 2,624 — up from 2,373 a year ago — offering an average $18,000 benefit to qualifying first-time and moderate-income buyers

A first-time buyer in Sunnyvale, California, earning the area median income faces a median home price well above $1 million. In Greenville, North Carolina, the sticker price is lower, but scraping together a 3% to 5% down payment on top of closing costs, inspections, and moving expenses can still feel like climbing a wall. Both…

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Home for sale with a sign with written FOR SALE in front of a house real estate sales concept

April pending home sales fell to the lowest April reading on record — as 6.53% mortgage rates and the $417,800 median existing-home price squeezed first-time buyers out of the market

First-time homebuyers hoping to break into the market this spring ran into a wall. Pending home sales in April dropped to the lowest April reading on record, driven by a 6.53% average mortgage rate and a median existing-home price near $417,700. The combination of elevated borrowing costs and sticky home values has effectively priced out…

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Image of a coastal town hit by a hurricane Show the destruction

Hurricane season begins today — and Florida and Gulf homeowners owe a 2% to 10% “named-storm” deductible the moment Atlantic winds hit 39 mph, wherever the storm lands

At 12:01 a.m. on June 1, 2026, a clause buried on page four or five of millions of homeowners insurance policies along the Florida and Gulf coastlines quietly went live. The Atlantic hurricane season now runs through November 30, and for property owners from Brownsville, Texas, to Key West, the financial stakes have nothing to…

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houses and american homes showing mortgage rates impact suburban homes symbolizing financial strain

The median U.S. home just hit $417,800 in April — up just 0.4% year over year — the weakest annual appreciation since 2012 as inventory builds faster than sales revive

The typical American home is barely worth more than it was 12 months ago, and the shift is not subtle. The National Association of Realtors reported that the median existing-home sale price reached $417,800 in April 2024, a year-over-year increase of just 0.4 percent. Two years later, that reading still stands as a turning point:…

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a large brick house with two garages

April existing-home sales held flat at 4.06 million units — but active listings just climbed to 1.47 million, the most spring inventory since 2019 and a 5.8% jump in 30 days

Published June 2026 The spring housing market has a surplus of choices and a shortage of takers. Active listings of existing homes climbed to 1.47 million in April, the highest spring inventory count since 2019 and a 5.8 percent increase from March alone, according to data from the National Association of Realtors. But all those…

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Aerial view of destroyed house roof and walls damaged of hurricane in Florida Natural disaster and its consequences

Hurricane season starts tomorrow — Florida’s state-backed Citizens now drops wind coverage on any home insured above $400,000 that doesn’t carry federal flood insurance

Hurricane season opens June 1, 2026, and an unknown number of Florida homeowners with properties valued at $400,000 or more will enter it without wind coverage from the state’s insurer of last resort. The reason: they have not purchased a flood insurance policy, which Citizens Property Insurance Corporation now requires as a condition of providing…

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Modern of typical complex small american town buildings on aerial panorama view landscape

The 30-year mortgage climbed to 6.53% this week — the second straight weekly increase after briefly touching a 6.41% low earlier in May — adding $30 a month to a $400,000 loan

Homebuyers who hesitated in early May just watched their window narrow. The average 30-year fixed mortgage rate rose to 6.53% for the week ending May 29, 2026, according to Freddie Mac’s Primary Mortgage Market Survey. That is the second consecutive weekly increase after rates briefly touched 6.41% at the start of the month, a level…

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The median U.S. home just hit $417,800 in April — up just 0.4% year over year — the weakest annual appreciation since 2012 as inventory builds faster than sales revive

A homeowner who bought at the national median price a year ago has gained roughly $1,700 in value. In most metro areas, that would not cover a single quarter’s property-tax bill. It is the clearest sign yet that the pandemic-era housing boom is over. The median existing-home sale price reached $417,800 in April 2026, according…

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a house under construction with the roof ripped off

April new home sales slumped to 622,000 — the slowest pace since 2022 — as builders sit on 9.4 months of unsold inventory and 32% of builders kept cutting prices in May

Across Sun Belt subdivisions from suburban Dallas to the outskirts of Orlando, finished homes are sitting on lots with no buyers in sight. The April New Residential Sales report, published jointly by the U.S. Census Bureau and the Department of Housing and Urban Development, put the damage in numbers: new home sales fell to a…

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A closeup of a storm surge inundating coastal homes and streets3

Hurricane season starts in 2 days — and coastal homeowners who apply for flood insurance today stay uncovered through mid-July because the NFIP imposes a 30-day wait

Atlantic hurricane season opens June 1. A coastal homeowner who picks up the phone today and buys a National Flood Insurance Program policy will not have a single dollar of coverage until early July. That is not a glitch or a processing delay. It is federal law: the NFIP imposes a flat 30-day waiting period…

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